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What is e-Credit Line?

As China's international trading environment continues to mature, the ability to buy on credit (i.e. making open account transactions) has become an increasing need for overseas buyers to make purchases from suppliers in China. To serve this need, Alibaba.com ( through its affiliate, OneTouch) has jointly launched its e-Credit Line with two state-owned enterprises: Bank of China and China Export & Credit Insurance Corporation (SINOSURE). By availing up to 80% of the amount payable and offering up to Open Account (OA) 120 days, e-Credit Line provides overseas buyers with extended payment term for products sourced, and one-stop export-related service, making your purchases from suppliers in China simple, flexible and convenient.

Requirements for Application

  • Your OA term is no more than 120 day;
  • You are located in our service area. For detailed information on service areas, please refer Country list
  • You are registered corporations instead of individuals.
  • Your company must have been established and legally operating for more than 2 year and your annual trade volume must exceed US $1000,000.

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How to apply?




How to use? (Download the User Manual)

Costs associated with using e-Credit Line

Application Fee - There is a US $99 fee after your application.

Charges based on the country that you live in and order details as below:Financing fee = financing amount x 0.04% x financing days;Insurance premium = receivables of order amount x insurance rate. For insurance rate, please download the User Manual.

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